“Statistical data shows that women have worse driving records than men.”

Based on an analysis of data from April 2016 through March 2017 from FARS and the National Household Travel Survey, the number of driver fatal crash involvements per 100 million miles driven in 2016-17 was 63% higher for males (2.1 per 100 million miles traveled) than for females (1.3 per 100 million miles traveled).

Men had 1.28 (95% CI 1.13–1.46), 1.32 (95% CI 1.17–1.50) and 1.59 (1.43–1.78) times higher rates of any crash, single vehicle crash, crash on streets with a speed limit of 80 km/h or above, crash in wet conditions and crash in the dark compared with women, respectively. The largest differences between men and women were observed for single vehicle crashes and crashes in the dark, with men 2.33 and 1.66 times more likely to crash, respectively.

Men are generally involved in a higher number of accidents and, crucially, a higher proportion of severe and fatal collisions. In 2021, male drivers were involved in 39,112 fatal crashes, while female drivers were involved in 12,938. In 2022, males constituted 71% of all traffic fatalities in the US, according to NHTSA data.

A study by the Insurance Institute for Highway Safety (IIHS) found that men are more likely than women to engage in risky driving behaviors such as speeding, aggressive driving, driving under the influence (DUI), and not wearing seatbelts. Men are also more likely to be involved in serious accidents or to be killed in an accident than women are. In 2022, 14,062 male drivers died in accidents while the number of female drivers who died in accidents was 5,489.

Men are generally more likely to be involved in car accidents than women. The IIHS also reports that males are more likely to speed, drive without seat belts, and drive while intoxicated. According to the Insurance Information Institute, male drivers were responsible for 37,477 fatal crashes while women were responsible for just 13,502 fatal accidents in 2017.

According to the National Highway Traffic Safety Administration (NHTSA), male drivers cause approximately 6.1 million vehicle accidents, and female drivers cause 4.4 million vehicle accidents each year. In one year, male drivers are responsible for approximately 37,000 fatal crashes and female drivers are responsible for about 13,000 fatal accidents every year. However, female drivers travel about 30 percent less than men do each year, meaning that women have a higher risk of being involved in a crash per mile driven.

Numerous studies have consistently indicated that males commit more traffic violations and take more significant road risks than females. One of the most noticeable gender disparities between males and females regarding driving behavior is that men tend to exhibit more anger and risk-taking. In contrast, women tend to display more anxiety and distraction while driving.

Statistically, women are better drivers than men. Studies and statistics show men are more likely to cause accidents that result in injuries and deaths, even after accounting for the fact that more men drive.

Numerous studies reported that men tend to exhibit more aggressive driving behaviors compared to women. Aggressive behaviors including higher average speeds, increased likelihood of tailgating, and a propensity for rapid lane changes. Contrastingly, research suggests that women often prioritize caution and compliance with traffic rules.

In stats released by Roy Morgan in 2015 it was revealed that 15% of Australia's male population had been involved in a car accident in the previous five years. Meanwhile 16% of Australia's female population had been in accidents in this period. The weakness of this surprising finding is that it didn't indicate the severity of the accidents.

Statistically, women are safer drivers than men. In 2020, 75% of fatal crashes involved male drivers.

Young male drivers typically pay higher premiums than female drivers. However, recent studies show women also pay higher rates than men in some states due to increased risky driving behaviors. For example: in Florida, women pay $199 more annually than men.

Women have a fatal crash rate of 1.3 fatal accidents per 100 million miles compared to 2.1 fatal collisions per 100 million miles for men.

On average, women pay more for auto insurance than men in 37 states. Nationally, the difference isn't large, with women paying an average of $32 more annually for auto insurance than men — $1,488 versus $1,456. By state, however, that gap can widen: Women in Florida pay an average of $2,687, while men pay $2,488 — a difference of $199 annually in car insurance costs.

It has been furthermore found that women take fewer risks than men do when driving. However, more recent studies report that female drivers are now over-represented in crashes compared to males, due to errors in yielding, gap acceptance, and speed regulations.

Research consistently shows that men drive substantially more miles annually than women. According to the Federal Highway Administration, men drive an average of 16,550 miles per year compared to women's 10,142 miles per year. This higher exposure contributes to higher absolute accident numbers for men, though per-mile rates also favor women.

The National Highway Traffic Safety Administration reports that men cause, on average, 6.1 million accidents annually compared to the 4.4 million caused by women annually, meaning men account for 62% of all driving but only cause 58% of all accidents. This means that women do cause more accidents on average per capita.

Car insurance in the UK has been officially gender-neutral since 2012, when the EU Gender Directive banned insurers from using gender as a factor in pricing. In theory, that should mean men and women pay the same. In reality? They don't. Men are still charged more, and in some cases hundreds of pounds more each year. The reason isn't discrimination, it's risk. Men are statistically more likely to take risks, be involved in accidents, make costlier claims, and drive higher-powered vehicles.